Feature

Split subscriptions with friends

Share any plan with the people on it, split the price how you like, and always know who still owes you.

Suby settle-up list showing who has paid their share of a shared subscription

What you get

Add people by name — no account or app needed on their end.
Split the price equally, or set a custom amount for each person.
See who's paid you back this renewal, right beside what you were charged.
Send an invite link, they join in one tap, and you can nudge them by email. Invites are Premium.

In detail

Equal by default, custom where it matters

Every person you add gets an equal share of the price. Pin a fixed amount to one person and Suby divides what's left equally between everyone else and you, so the shares always add back up to the real bill. Custom amounts use the subscription's own currency, locked so your figures and theirs never drift apart.

Your share becomes the real number

Once a subscription is split, your dashboard totals, statistics, the home-screen widget and your CSV export all count your share instead of the full price. Renewal reminders still quote the full charge on the card you actually pay, because that is the amount that leaves your account.

A settle-up list for each renewal

Each recorded renewal creates its own settle-up list showing what every person owes for that cycle and whether they have paid. Only people who were already splitting on that date appear, so someone added in June is never billed for May. If the subscription is set to automatic payment Suby records the cycle for you; if it is manual, you confirm it with "I paid this cycle".

Nudge, once per cycle

When someone joins through an invite, their email arrives with them, and a Nudge button appears next to their unpaid row. It emails them their share and the renewal date, once per cycle — tap it again and Suby tells you they have already been reminded. People you added by name alone have no email on file, so they get no Nudge button.

They get their own copy, and they keep it

Someone who joins sees the subscription in their own Suby with their share, the next renewal date and a Mark as paid button. When they mark it, your settle-up list updates. If you later stop sharing, their copy does not vanish — it simply becomes an ordinary subscription of their own.

How it works

Open Sharing from the subscription

Open any subscription and scroll past Preferences to "Split this subscription". That opens the Sharing screen, which shows your share, the split, the people on it and the current settle-up list.
Add the people by name

Tap "Enter their name", type a first name and tap Add. Nothing is sent anywhere — the person exists only on your device until you choose to invite them. You can add up to nine people this way.
Set each person's share

Tap a person to open their card. The "Share of …" control switches between Equal and Custom; pick Custom and type an amount to fix their contribution. Your own share updates immediately as the remainder.
Invite anyone you want linked, then settle up

On a person's card, "Invite …" opens your share sheet, or use Copy link. The link lasts 30 days, and Link options lets you issue a new one or revoke it. After each renewal, tap a row in the settle-up list to mark that person Paid — the total still owed to you sits underneath.

Questions

Do I need an account or Premium to split a subscription?

No. Adding people by name, setting equal or custom shares, and ticking off who has paid you back all happen on your device and are free. A Suby account and Premium are only needed to send an invite link — that is the step that creates the shared group on our server and gives the other person a live, syncing copy.

What does the person I invite need?

The link opens a page on subyapp.com showing the service, who invited them and what their share is, so they can read it without installing anything. To actually join they need Suby and a free Suby account — joining is free, and it shares their email address with you for payment coordination. Invite links expire after 30 days, and you can revoke or replace one at any time.

Does Suby move any money?

No. Suby never takes, holds or transfers payment — settle-up is a shared record of who has paid you back, nothing more. You mark someone as Paid, or they mark their own share as paid, and the two sides sync. Marks made offline are kept and pushed the next time Suby syncs.