See what you really spend
Turn every recurring charge into one clear spending picture — and catch the ones you've stopped using.
What you get
- See your monthly and yearly totals at a glance — no spreadsheet required.
- Follow where the money goes, by category, card and billing cycle.
- Catch the services quietly draining your budget month after month.
- Read a six-month spending trend and every charge due in the next 30 days.
In detail
One total, four horizons
The black card at the top of Insights has a WK / MO / QTR / YR switch. Tap one and the headline total, the average per subscription and the per-subscription figures below all recalculate; the change pill underneath is always month over month, and it's hidden when there's no comparable previous month, rather than showing a misleading jump.
A trend that remembers old prices
The six-month line chart prices each past month at the price that was actually in effect then, using the price changes Suby records whenever you edit a subscription's price — so a rise shows as a step instead of being flattened by today's number. Drag across the line to read any month's total; the chart appears once two months have spend in them.
The next 30 days, dated
Renewal runway lists every charge due in the next 30 days by date, split into This week and Later, with a count and a window total at the top. It counts charges, not subscriptions, so a weekly plan appears once per billing date — and it names your biggest month ahead only when one of the next twelve months is at least 25% above the median of them all.
Breakdowns you can tap
Top subscriptions (with what each costs you per day), a category donut, spend by tag, per-card totals with a card-expiry pill, and a billing mix showing how much of your spend is weekly, monthly or annual. Rows are live: tap a subscription, tag or card to open its own screen, and empty sections offer a shortcut to Manage to add your first tag or payment method.
Straight about mixed currencies
Everything is converted into your main currency using the rates cached on your device, and figures count your share of a shared subscription rather than the full charge. If a rate is missing, the total is marked with a ≈ instead of quietly dropping the subscription, and an individual renewal that cannot be converted is shown in its own currency.
How it works
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Open Insights from the dashboard
Tap Insights in the quick-action row on the dashboard, between Calendar and Convert. You need at least one active subscription — with none, the screen shows an empty state instead of charts.
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Choose your horizon
Tap WK, MO, QTR or YR on the hero card. The big number becomes your spend for that period; the line beneath it keeps the active count and what a month adds up to over a year. The pill governs the hero and Top subscriptions — everything below names its own window.
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Scroll the sections
They run in order: Noticed — trials about to convert and price rises, each opening its subscription — then spending trend, top subscriptions, the next 30 days, since you canceled, and Breakdowns, one row that expands to category, topic, billing mix, currency, payment methods and tags, each only when it has data. Subscription health — the score out of 100 and its nudges — and Global reach come last, behind Premium; without it, health is blurred with an Unlock chip.
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Share the picture
The share icon in the top bar builds an image card. Summary is always there; Equivalents appears once you have a total and cached rates; Year in review only shows in December and January. No account, no Premium, no watermark.
Questions
Do I need an account to see my insights?
No. Every figure is calculated on your device from the subscriptions already stored there — the Insights screen never checks whether you are signed in. An account is only needed for cloud backup and shared subscriptions.
Is this free, or is it a Premium feature?
Insights is free. Two parts of it are not: Subscription health — the 0–100 score, its grade and its nudges about price rises, category overlap and budget — and Global reach, an interactive world map of the currencies you pay in, require Premium. Free users see health blurred with an "Unlock all insights" card at the bottom of the screen, and Global reach carries a Premium badge. Setting a monthly budget, and the Budget card and widget that track it, are free, and so are the trend chart, projections, renewal runway, breakdowns and the share card.
What happens offline?
It works. The charts are built from local data, and exchange rates are read from the copy already cached on your device — so with no connection you still get the full screen, with a ≈ on any total that could not be fully converted. The only network request in this screen's path is fetching rates for your main currency, which sends a currency code and nothing else; no subscription data is uploaded to draw these charts.
Start tracking before the next renewal
Free to download on Android and iOS.